Is It Worth Getting an Attorney for a Car Accident

If you were just injured in a car accident, you may be wondering if it is worth hiring an attorney for a car accident. It is a reasonable question. Car accidents can seem simple. Someone hit you, and it was clearly their fault.

The problem is you are essentially playing a game that you do not know the rules to. The other player is an insurance company. They have adjusters that are trained to make you think they are treating you fairly, but the ultimate goal is to resolve your claim for as little as possible. They do not have your best interest at heart.

The Aurora car accident attorneys at the Lawrence Law Firm will have your best interest at heart. At a minimum, you should seek a consultation with our office. We provide free, no commitment consultations. 

If you decide to hire us, we operate on a contingency fee agreement. This means we do not charge any fee unless we obtain a settlement on your behalf.

We want to assist anyone that seeks our help, but the answer to the question is it is always worth getting an attorney for a car accident.

A Car Accident Attorney will help relieve the stress.

There is a lot that happens after a motor vehicle collision. A person will be in pain. Their car can be disabled. They are put in a position of not knowing how they are going to move forward and provide for their families. 

The Lawrence Law Firm is dedicated on taking as much of the stress from our clients as possible. Insurance companies can be a pain to deal with. Our goal is to focus on all legal aspects of the personal injury claim. This permits our clients to focus on what truly matters, their health and getting their lives back to normal.

We will handle your claim and communicate with the insurance company after we file a claim. You don't need to worry about dealing with the insurance company. We will take care of everything for car accident victims.

The ability to focus on these things is crucial to getting a sense of how to move forward. Ultimately, a personal injury plaintiff will have to move forward after an accident. Knowing an aggressive and diligent attorney is on their side is crucial in moving forward.

Our Car Accident Attorneys know the rules of the game.

As stated above, the key aspect of a car accident claim is knowing the rules. We have handled hundreds of personal injury claims, and we know how insurance companies look at insurance claims. This means we know how to present them to an insurance company to get a just and fair settlement.

We also understand the complexities of multiple insurance policies. In some instances, a plaintiff will have health insurance and their own auto policies. While the defendant is the primarily responsible party of a car collision. 

The client can utilize their own personal policies. These policies can provide substantial benefits that increase the client’s recovery.

The interplay can be extremely complicated. For example, a health insurance policy can pay for treatment after an accident. The bills are paid, but a plaintiff can still seek to recover any expenses from the at fault insurance company. 

The health insurance company will have a subrogation claim for bills that it paid. Subrogation is a legal term that refers to the right to receive payment. Our car accident attorneys handle subrogation claims. This means, our job focuses on reducing and negotiating any other claims that may be made against settlement proceeds.

We also understand the complexities of an under insured or uninsured motorist claim. This is a type of insurance that is on a plaintiff’s automobile insurance policy. The average driver rarely reads their insurance policy, but it is a complicated legal document. 

Certain actions can void it. For example, a plaintiff will typically have a duty to get permission from their insurance company to settle with an at fault insurance company. 

You must obtain this permission before settling the initial claim against the at-fault driver. If you do not obtain permission, the UIM policy will void. This could cause a substantial loss of potential pools of recovery for the plaintiff.

Knowing the Rules also Means Knowing what and how to claim damages.

It is not uncommon for a plaintiff, without representation, to receive an offer from an insurance company to pay their medical bills and a few thousand dollars for their troubles. Such a deal may seem good, but it could be an offer that is substantially less than fair.

Damages for a car accident include economic, non-economic, and physical impairment. Economic damages include anything that you can put a dollar amount to. This typically includes medical bills and lost wages. Having the bills is important, but making sure they are presented with all supporting documents in a manner the insurance company will value is equally as important. 

It is also not uncommon for an insurance company to question to value of medical treatment. Our firm routinely fights over the correct value for treatment.

Non-economic damages include pain and suffering and lose of enjoyment of life. Unlike economic, they are harder to quantify. Our Denver car accident attorneys speak with clients about who they are. 

It is important to know who a client is to understand what they went through.  This helps us speak for the client to fully explain to an insurance company to impact of the collision on their lives. Unrepresented plaintiffs rarely understand what the insurance company wants to hear and see to fully assess damages for non-economic damages.

Physical impairment is equally as complicated with respect to valuation. It is not as black and white as a medical bill. 

An Auto Accident Attorney will get a higher settlement.

Several studies have been conducted on the efficiency of personal injury law firms. These studies focused on the ability of represented a non-represented parties to obtain studies. 

The studies were conducted by Nolo. They found that 91% of people who hired a lawyer received a settlement. The same study showed that only 51% of people received a settlement without a lawyer.

Additionally, that study showed that legal representation also made a substantial difference in the amount of personal injury payouts. Those who hired a lawyer walked away with an average of $77,600 in compensation, compared to an average of $17,600 for those who handled their own personal injury claims.

Understanding an accident attorney will take a contingency fee, the represented clients will generally receive a substantially more than unrepresented clients. 

This is a combination of personal injury attorneys understanding the rules of the game and them being a greater threat. We value cases based off what we believe would happen at trial. Insurance companies look at claims the same way. The unfortunate truth is an attorney is a bigger threat at trial because they know what they are doing and how to effectively present a case to a jury.

Always Speak with a Car Accident Attorney

We believe the answer to the question” is it worth getting an attorney after a car accident” is a resounding yes. Even if you have received a settlement offer, we are happy to sit down and speak with you. If the offer is reasonable, we are happy to tell you not to waste any money on our services.

A plaintiff involved in a car accident will have a lot of issues to deal with. They will have injuries that require treatment. This treatment can result in lost wages and pain and suffering. Unfortunately, they will also have to deal with insurance companies. 

The goal of the Lawrence Law Firm is to simplify the process. We want our clients to focus on treatment and getting their lives back to normal. We will handle the entire legal process from start to finish.  Our clients must only worry about getting better and getting back to normal.

We are in Aurora, Colorado, but we handle cases throughout the Denver Metro Area. We have experience in Denver, Arapahoe, Douglas, Adams, Jefferson, Boulder, and Broomfield County. 

Do not hesitate to request a free consultation if you were involved in car accident in Denver. We offer free consultations and contingency fees for any personal injury case.