Auto Accident Injury Attorney in Aurora, Colorado
Speak with An Aurora Auto Accident Injury Attorney Today
Auto Collision accidents often cause severe injury and sometimes long-term disability for the motorcycle operator. This can leave the victim with high medical bills, lost earning potential, and decreased quality of life. If you were injured in a motorcycle accident that wasn’t your fault, contact Attorney Lawrence, a compassionate and experienced personal injury lawyer who can advise you and represent you in your claim. Lawrence Law Firm, LLC represents victims of car accidents in Denver, CO and the surrounding areas. Attorney Lawrence commits himself to providing his clients with reliable representation and knowledgeable advice. Trust him to help explain how your case will proceed and to guide you forward.
What Is an Auto Collision Accident?
It is a simple question, but it always important to understand the legal basis for a motorcycle accident. These types of claims are similar to a car accident claim. In legal terms, a car accident involves a claim for negligence. Negligence requires an injured party to establish four elements, 1.) Duty, 2.) Breach, 3.) Causation, and 4.) Damages. Duty and breach establish who is at fault for the collision. A driver has a duty to operate their motor vehicle in a safe and prudent fashion. If a driver does not drive in a safe and prudent fashion, the driver would breach that duty and be at fault. For example, if a driver fails to obey a stop sign and hits another vehicle. They are at fault.
The third and fourth elements go to what are the damages caused by the collision. Damages include economic damages, non-economic damages, and physical impairment/scarring. Economic damages are anything you can put a dollar amount to. These would include hospital bills, lost wages, and property damages. Non-economic damages include pain and suffer, loss of enjoyment of life, and the general damages related to you changes in daily behavior.
Physical impairment involves damages for impairment and any scarring you may have a result of injuries or surgeries. Causation is the process of proving the collision caused the damages. Causation is broken down into direct and proximate causation. Direct causation is a “but for” determination, i.e. but for the accident the person would not be injured. However, the damages also must be foreseeable and related. This is the limitation of proximate cause.
What to Do After an Accident
A car accident can have tragic consequences on a person’s life. Each case is different, and there is not a one size fits all approach. These are general suggestions that individuals should take to ensure the best possible outcome for their cases.
Get Medical Care
Your health is perhaps the most important thing to consider and worry about after an accident. You will be the one dealing with an injury and getting back to where you were prior to the accident requires treatment. If you are injured or hurt, seek medical treatment as soon as you can. Do not worry about investigating or getting information, your health takes priority.
As an auto accident attorney, the Lawrence Law Firm wants to help you get back to normal as quickly as you can. We are not medical doctors though, and we encourage people to follow their treatment providers advise.
Document Your Injuries
The adage is “a picture is worth a thousand words”. This rings true in the legal realm as well. After an accident, it is important to photograph the damages. If it is possible, you should also take pictures of the location, debris, and damages to other vehicles involved in the collision.
It is also advisable in some instances to document, in a journal or writing, the injuries that you sustained and how it is affecting you day to day activities. Personal Injury Attorneys speak for their injured clients, and we can better convey the pain and suffering and lose of enjoyment of life that you are experience if we are provided more information.
Notify Insurance of the Accident
It is also important to notify all insurance companies of the accident. The main company that you would want to notify is the at-fault driver. This way, the insurance company can start investigating on their end, and it does not delay your claim.
You will also want to notify your insurance company if you have Underinsured motorist coverage or medical payments coverage. It is important to safeguard all potential pools of recovery, and most insurance policies will require notice to be given to ensure the police is not voided. Medical payments coverage are benefits that will cover medical bills, regardless of fault. If you have this type of coverage on your personal policy, it could be used to avoid out of pocket expenses and to keep any bills from going to collection. The at fault insurance company will not pay your medical bills until you are done with treatment.
Hire a Personal Injury Attorney
It is also highly advisable to hire a personal injury attorney after a auto accident. Legal matters are complicated, and each case has different issues that change to complexity of the case. It is also important to know that most people do now fully know the legal and evidentiary rules that are involved in a personal injury lawsuit. While most cases do not go to trial, the claim will be valued based on what everyone assumes would happen at trial. A trial lawyer, like the Lawrence Law Firm, routinely handles these types of cases and knows how to maximize the value of your claim.
The second reason you should consult a personal injury attorney is to remove the stress associated with handling this type of claim with the insurance company. Individuals that are injured need to focus on recovery and getting back to life. Insurance companies will attempt to complicate these types of claims to frustrate an injured party into taking a low-ball offer.
If you or a love one was injured, call the Lawrence Law Firm today for a free consultation. You can also complete the form above, and we will contact you as soon as possible.
Why Do You Want to Know About My Insurance?
A client’s insurance impact their personal injury claim. Individuals can have personal auto insurance or health insurance. Personal auto insurance coverage can include under insured or uninsured motorist coverage. Under insured motorist coverage would cover damages that are in excess of the at fault driver’s insurance coverage. Many individuals maintain the mandatory minimum policy limits of $25,000, and injured parties are routinely eligible for benefits through under insurance. Uninsured coverage provided benefits when the at fault driver does not have insurance or flees. Auto insurance coverage could also have Medical Payments coverage. The minimum amount of coverage for medical payments if $5,000. This amount would be available to pay any of your medical bills regardless of fault. It is important to utilize medical payments to ensure your out-of-pocket expenses.
A car accident attorney would want to know about these coverages to ensure they are utilized and safe guarded. UM/UIM coverage for example requires prompt notification to the insurance carrier to ensure compliance with the policy. An injured party would also have to cooperate and seek the insurance company’s permission prior to settling with the at fault driver’s insurance company. If you do not comply with these conditions, you could breach the insurance policy and void the coverage.
An auto accident attorney also needs to know about any health insurance coverage that you have. While the at fault driver is the party that should pay for any injuries and damages, the insurance company will not pay as you go with medical bills. Instead, the insurance company will want to pay for everything once the treatment is done and complete. This means, medical bills will accumulate and potentially go unpaid if treatment in ongoing. Health insurance will pay for medical treatment. Your health insurance company will have a right of subrogation. Subrogation is a legal term that means right to get paid back. You will be able to recover your medical bills from the at fault driver, even if they were paid. Your accident attorney will then take care of any subrogation claims by other parties.
If you do not have insurance, there are treatment providers that will hold medical bills until a settlement occurs. If you are injured or have question concerning a motor vehicle collision, do not hesitate to contact the Lawrence Law Firm for a free consultation.
How Can an Auto Accident Injury Attorney Help You?
Advise you on how to go about filing your claim
Investigate police reports, medical records, and other evidence
Communicate with insurance companies on your behalf
Work to negotiate a settlement outside of court
Represent you aggressively in court if necessary
You May Seek Damages For:
Past, current, and future medical expenses for injuries related to the accident
Lost income if you had to take time off from work
Lost earning potential if you are permanently unable to work due to your injuries
Pain and suffering/lost quality of life.
Consult with An Experienced Car Accident Attorney Today
Schedule a free consultation with an auto accident injury attorney today. You won’t pay anything unless we win your case.