Serving Aurora, Denver Metro & Colorado | 15+ Years of Personal Injury and Car Accident Law Experience
Colorado Rideshare Injury Attorney
Uber/Lyft claims, UM/UIM, and MedPay - managed under one roof. No fees unless we win
Colorado Rideshare Injury Attorney (Uber & Lyft)
Injured in an Uber or Lyft? You’ve got enough to handle between medical appointments, time off work, and a disrupted routine. Let The Lawrence Law Firm deal with the insurers, the claims paperwork, and the evidence—so you can focus on healing.
Our Colorado rideshare attorney represents injured passengers, rideshare drivers, other motorists, pedestrians, and cyclists across Aurora, Denver, and the Front Range (Arapahoe, Adams, Jefferson, and Douglas Counties).
We know how rideshare claims really work: multiple policies, finger-pointing between carriers, and app data that can make or break liability. From day one, we secure evidence the insurance companies don’t volunteer—and we build a case that demands full value.
Why hire a rideshare accident lawyer (not just “any” PI Lawyer)?
Rideshare crashes look simple until the coverage gets complicated. They are more complicated than a many personal injury cases. A dedicated Colorado rideshare injury attorney adds value by:
Mapping all available insurance (personal auto, rideshare commercial, UM/UIM, MedPay, excess/umbrella) and putting the right carrier on the hook at the right time.
Preserving digital evidence unique to rideshare: app status, trip logs, GPS tracks, telematics, dashcam/cloud video, and EDR (black box) data.
Countering blame-shifting between drivers and corporate insurers with reconstruction and objective data.
Coordinating medical billing (MedPay, liens, health insurance, subrogation) to keep treatment moving and net recovery maximized.
Litigating hard cases when an adjuster stalls, lowballs, or denies.
Bottom line: the sooner we’re involved, the stronger your claim and the clearer your path to treatment and recovery.
Rideshare Injury Cases We Handle
Rideshare passengers injured in any collision (your Uber/Lyft, another vehicle, or hit-and-run).
Rideshare drivers (Uber/Lyft) hit by someone else or hurt while carrying a passenger or en route.
Other motorists struck by a rideshare vehicle.
Pedestrians & cyclists hit by rideshare vehicles, including curbside pickup/drop-off incidents.
Request a Free Consultation
Speak directly with a dedicated rideshare injury attorney about your case. We’ll review your situation, answer your legal questions, and explain your options — all at no cost and with no obligation.
How Uber/Lyft insurance generally works (coverage “tiers”)
Rideshare coverage depends on the driver’s app status at the moment of the crash. Exact limits and terms vary by carrier and may change; we verify them in writing for your case. In general:
App Off (driver not logged in)
Personal auto policy applies (no rideshare coverage).
App On, Waiting for a Ride
Contingent/limited third-party liability from the rideshare company may apply if the driver’s personal policy denies or is insufficient. We confirm the active tier and trigger it when appropriate.
En Route to Pickup or On a Trip
High-limit commercial liability coverage applies for third-party injuries.
Uninsured/Underinsured Motorist (UM/UIM) and sometimes medical payments coverage may also apply for passengers and, in certain cases, drivers.
Because more than one policy can apply, insurers may try to point fingers at each other. We cut through that by establishing app status, trip timing, and policy priority quickly—then pressing the correct carrier(s) for benefits.
Uber & Lyft Insurance Coverage in Colorado
When you are injured in a rideshare accident, one of the most important issues is which insurance company will pay for your damages. Both Uber and Lyft provide commercial insurance policies in Colorado, but coverage depends on what the driver was doing at the time of the crash.
1. Driver Not Logged In
If the driver is offline and not logged into the Uber or Lyft app, then only the driver’s personal auto insurance applies.
2. Driver Logged In, Waiting for a Ride Request
If the driver is available but has not accepted a ride, Uber and Lyft provide contingent coverage:
$50,000 per person for bodily injury
$100,000 per accident for bodily injury
$25,000 for property damage
3. Driver Accepted a Ride / Passenger in Vehicle
Once a ride is accepted or a passenger is in the vehicle, Uber and Lyft provide up to $1 million in liability coverage, along with uninsured/underinsured motorist coverage. This higher level of insurance often applies to serious accidents.
Helpful resources on Rideshare Insurance
Proving fault in rideshare crashes
We move fast to secure and analyze:
App data: trip logs, status timestamps, GPS routing, driver activity pings.
Vehicle data: event data recorder (EDR) downloads for speed/braking; telematics if available.
Videos: dashcam, in-car, storefronts, traffic cams, and doorbell cameras near pickup/drop-off points.
Scene forensics: skid/scuff marks, debris field, sight lines, lighting/weather, lane geometry.
Witness statements while memories are fresh.
Phone records (where appropriate) to address distraction claims.
This objective evidence counters “he said, she said” narratives and anchors liability where it belongs.
Common rideshare injury patterns
Even low-speed impacts can cause serious harm:
Brain injuries: concussion/TBI, post-concussive syndrome, headaches, cognitive and vestibular issues.
Spinal & orthopedic: cervical/lumbar sprains, herniations, fractures, shoulder/knee injuries.
Complex trauma: facial fractures, internal injuries, nerve damage.
Psychological: anxiety, driving phobia, PTSD, sleep disturbance.
We coordinate care with your treating providers and, when necessary, consult life-care planners, vocational experts, and economists to document long-term needs and wage impact.
Your damages: what we pursue
We build your claim for every category the law allows:
Medical expenses (ER, imaging, surgeries, PT/chiro, pain management, prescriptions)
Future medical care & life-care costs (injections, hardware removal, therapy, devices)
Lost wages and diminished earning capacity
Pain and suffering, emotional distress, loss of enjoyment of life
Physical impairment/disfigurement
Property damage (phone, glasses, personal items)
Wrongful death damages where applicable
We document with records, expert opinions, and day-in-the-life evidence to translate symptoms into proof the insurer must respect.
Multiple insurers, liens, and subrogation—without the headaches
Rideshare claims often involve stacked coverage and competing interests (health insurance, provider liens, MedPay subrogation). We handle:
MedPay optimization (fast benefits without fault arguments).
Health plan subrogation (ERISA, Medicare/Medicaid, private plans).
Lien negotiations (so more of the settlement stays with you).
UM/UIM claims when the at-fault driver is uninsured/underinsured or in hit-and-run situations.
Strategic sequencing of claims can materially change your net recovery. Our Colorado rideshare attorney plans that early.
Rideshare Accident Deadlines (Colorado)
Motor-vehicle injury claims: generally 3 years from the crash to file a lawsuit.
Non-vehicle negligence: generally 2 years.
Claims involving public entities: strict written notice deadlines may apply.
There are exceptions and tolling rules. The safe approach is to call promptly so evidence (and your rights) are preserved.
What To do After a Rideshare Crash
Call 911 and request police/EMS.
Document the ride: screenshot the app trip screen, driver profile, and vehicle plate.
Exchange info with all drivers and collect witness names and phone numbers.
Photograph/video vehicles, damage, injuries, road signs, skid marks, and the pickup/drop-off setting.
Seek medical care and report all symptoms; adrenaline hides injuries.
Notify the rideshare company in-app (keep it factual and brief).
Avoid recorded statements to any insurer until you’ve spoken to a lawyer.
Call a rideshare injury attorney to secure app data and coverage before it goes missing.
Our Process (simple and aggressive)
Free consultation: Liability and coverage review; actionable plan the same day.
Evidence lock-down: Preservation letters to rideshare companies and carriers, video canvass, expert consults.
Care coordination: MedPay usage, lien setup if needed, referrals where appropriate.
Demand package: We present a complete, data-driven claim with medical proof and economic analysis.
Negotiation & litigation: We push for a full-value settlement; if an insurer lowballs, we file suit and try the case.
No fee unless we win.
Why choose The Lawrence Law Firm
Rideshare focus: We handle Uber/Lyft claims routinely—passenger, driver, and third-party.
Evidence-driven approach: Trip data, telematics, and video are pursued immediately.
Local experience: Front Range roads, courts, and insurers—Aurora, Denver, Arapahoe, Adams, Jefferson, Douglas.
Personalized service: Direct attorney access and clear updates.
Results-oriented: Strategy tailored to maximize net recovery, not just “top-line” numbers.
FAQs
I was an Uber passenger—do I file with Uber or the other driver’s insurer?
Often both (and sometimes your own UM/UIM). We identify the correct primary and excess policies and manage sequencing so your benefits aren’t delayed.
The rideshare and other driver both blame each other. What then?
We establish fault using app timestamps, GPS tracks, EDR speed/braking, and video. When liability is shared, we pursue each insurer for its share.
Can I use my own UM/UIM if I was a passenger?
Yes—UM/UIM can apply even as a passenger in someone else’s vehicle, and can stack in certain scenarios. We evaluate this early to avoid missed coverage.
Do I have to give a recorded statement?
Not to the adverse carrier. We protect you from leading questions and preserve your credibility. Some policies require cooperation; we handle that the right way.
How long will my case take?
It depends on medical recovery, liability clarity, and insurer behavior. We push treatment forward and make a full-value demand when your injuries are understood.
Can I sue Uber or Lyft directly?
It depends on facts and state law. Many claims proceed against the applicable rideshare commercial policy and/or the at-fault driver. We assess corporate liability theories where appropriate.
What if it was a hit-and-run?
We canvas for video and witnesses and pursue UM benefits (yours or the rideshare policy if available). Prompt notice is critical—call quickly.
Speak with a Colorado rideshare accident lawyer today
If you were hurt in an Uber or Lyft crash, you don’t have to navigate the insurance maze alone. Call The Lawrence Law Firm for a free, no-pressure consultation. We’ll secure the evidence, coordinate your care, and fight for the full compensation you deserve.
Schedule a Free Consultation
Areas of Practice
Service Areas
- Denver County
- Arapahoe County
- Adams County
- Douglas County
- Jefferson County
Speak with Our Rideshare Accident Attoreny Today
Contact Information
Address
2821 S. Parker Rd. Suite 865 Aurora, CO 80014
Contact
lain@coloradodefenders.com Ph: 720-369-4929
Hours
Monday-Friday: 8 am - 6 pm Weekends and Afterhours By Appointment