If you have been injured in an accident caused by an uninsured motorist or under insured driver in Aurora, CO or the surrounding areas, you may have options for pursuing compensation for your medical bills, lost income, pain and suffering, and more. You will likely need to file a claim with your own insurance company to be compensated for injuries caused by an uninsured or underinsured motorist. However, insurance providers work to minimize the amount they pay to settle claims; that’s how they stay in business. If your insurance company is trying to deny, delay, or minimize the worth of your claim, you may need representation from a bad faith insurance attorney. Our uninsured motorist attorney can help you avoid being taken advantage of by your insurance company by representing you and negotiating on your behalf.
What is Uninsured Motorist or Under Insured Insurance Coverage?
A car accident attorney would want to know about these coverages to ensure they are utilized and safe guarded. UM/UIM coverage for example requires prompt notification to the insurance carrier to ensure compliance with the policy. An injured party would also have to cooperate and seek the insurance company’s permission prior to settling with the at fault driver’s insurance company. If you do not comply with these conditions, you could breach the insurance policy and void the coverage.
However, the insurance company has fiduciary duties to their insured. An insurance company has a duty to evaluate a claim under an UM/UIM policy promptly. The insurance company cannot unreasonably delay or deny benefits as well. If an insurance company unreasonably delays and denies benefits, they are subject to a claim for bad faith in addition to a breach of contract claim. The insurance company could be required to pay triple the unreasonably delayed and denied benefits.
WHEN YOU NEED AN UNINSURED MOTORIST ATTORNEY?
GET ASSISTANCE AND REPRESENTATION FROM AN UNINSURED MOTORIST ATTORNEY FOR YOUR BAD FAITH INSURANCE CLAIM
Attorney Lawrence offers free consultations, and you won’t pay anything for his services unless he wins your case. The firm is an Aurora personal injury firm, but we handle cases throughout Colorado.